If your in the mid 20s body fat (actually about the same area that I am) then I would say that you still need to drop weight before thinking of “Bulking”. I dont really know, via experience, about the whole Cutting / Bulking phases from experience, but I have read a lot about them, and it does tend to stress your body out. Plus the fact that your currently in an “Overweight” phase of your body, at least as far as your body fat is concerned. Not obese, just overweight. I would recommend dropping another 20lbs (possibly as much as 30) prior to doing a “Bulking” phase.
I personally actually plan on doing a “Bulking Phase” once I get to my goal weight (about 25lbs from now), and from that point, plan on adding 15lbs, then cutting 15lbs (hopefully fat). Until I can get my body fat in the area of 16-18%. Ill never be a body builder since im already in my mid 30s, but my goal is to be physically healthy, and I think the 16% range would put me there.
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